Archive for the ‘Insurance’ Category

Fa Qs About Mold Remediation Service In Troy

byAlma Abell

In New York, water leaks, natural disasters, and fires can lead to excessive water accumulation in a residential property, and these conditions can provide additional developments such as mold and mildew. Once these new developments set in, the property owner needs professional services to manage these conditions proactively. A local service provider can provide answers to frequently asked questions about Mold remediation service Troy.

Are There Specific Steps for These Projects?

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Yes, the technicians start by evacuating all standing water and moisture from the property, and they examine all items inside the home for mold. All damaged items are packages with thick plastic sheeting and label them according to the EPA regulations, and the technician manages all waste management requirements for the remediation services. They also clean up all the mold, and they treat the property with appropriate chemicals.

Will the Homeowner Need Additional Remediation Services?

In some cases, the property owner will need additional remediation services, and these services may require the technicians to remove sections of the walls or ceiling. The technicians will return to the property and manage all treatment requirements for these properties. They will also continue to test the property over time to ensure that new developments haven’t emerged.

Are There Steps that the Homeowner Should Follow?

The property owner will need to continue to inspect any areas that were affected by the mold, and they should report any new developments to their service provider. They should review any areas where new leaks have developed as these areas could develop mold as well.

Who Files the Insurance Claim for the Services?

The homeowner can contact their homeowner’s insurance provider to start a claim for the damage and remediation services, or the service provider will manage these requirements. However, if the service provider handles the claim, the insurance company can just pay them directly.

In New York, a variety of events can lead to serious property damage, and mold developments cause serious damage and major health risks for these property owners. Immediate remediation services are vital for protecting the integrity of the property. Homeowners who need to schedule mold remediation service Troy can visit for more information now.


Need A Qualified Disability Lawyer, Hire One In Chicago

byAlma Abell

Social Security disability benefits are available, but getting them is not easy. The majority of initial claims in Chicago are rejected, and when this happens, it is necessary to appeal the decision. Being disabled often causes considerable financial strain; it is fair for people to wonder if they can afford to hire a skilled disability lawyer to help them. Disability lawyers do not charge any up-front fee; they get their money once they win the case on your behalf.

Disability Lawyers Work on Contingency

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When you first hire a disability lawyer, you and the lawyer will enter into an agreement that will be reviewed by the Social Security Administration. The agreement lays down the fees and stipulates that the legal fee will be taken from the past-due benefits awarded and paid directly to the lawyer.

How Much is the Legal Fee?

Your lawyer, under federal law, can charge you 25 percent of the back pay awarded, up to a maximum of $6,000. This is a “one-time” fee; if you are denied benefits, or you are not granted any back pay, the lawyer will not receive the fee.

Although disability lawyers work on contingency, you may be asked to pay any small, out-of-pocket expenses as the case progresses.

Back Pay

Once your claim is approved, the SSA will calculate the back pay you are owed. If the request was for SSDI (Social Security Disability Insurance), the back pay starts on the date the SSA determined you became disabled. Back pay can be awarded for no more than 12 months from the date you first applied. If you are awarded Supplementary Security Income (SSI), back pay is dated back to the month you applied, not the actual date.

If you are awarded back pay of $10,000, your lawyer will receive $2,500, and you receive the balance of $7,500.

With in-depth knowledge of the system, it makes a great deal of sense to hire a disability lawyer. To discuss your claim, contact The Law Offices of Jeffrey A. Rabin & Associates, Ltd. in Chicago. Visit them at